Local life insurance, from someone who lives here.

When you buy life insurance, you're starting a relationship that can last decades. Working with a local, independent agent means that relationship is with a real person in your community — not a call center. Scott's Legacy Insurance LLC is based in Central Illinois and serves families, individuals, and small business owners across the region.

Charleston, Illinois

Charleston is home to Eastern Illinois University and a close community of families, students, and local businesses. Whether you're a young family buying your first term policy, a student thinking ahead, or a business owner protecting a partnership, we can help you find coverage that fits.

Mattoon, Illinois

Mattoon has a proud tradition of local business and family life. From term coverage for new homeowners to whole-life policies that build cash value, residents here have access to the full range of options — with the added benefit of working with someone nearby.

Effingham, Illinois

Effingham sits at the crossroads of Central Illinois. Its families and business owners deserve protection built to last — whether that's final expense planning, protecting a young family, or coverage for a small business.

Serving all of Central Illinois

Beyond these communities, we serve the surrounding towns and rural areas across Central Illinois. Wherever you are in the region, you can start your application online through our secure quoter, or reach out and we'll talk through your options by phone or email.